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Pay day Loans
Representative APR Example: 1990% APR variable. £300 borrowed over 1 month would equal total borrowing of £375. Actual Interest is 25%.
Terms ad Conditions apply. Actual APR charged will be determined by the lender you are placed with. Typical 1990% APR. Actual time to approve your loan will depend on your credit score and who the loan lender is. You may be credit checked as part of your application. Payday Loans should be used for short-term lending only and not as a long-term financial solution. Not all lenders will be able to offer a 100% online option or be able to offer free same day transfer of funds. In some instances extra documentation may be required
Payday Loans Loan Renewal Policy
Renew your loan by contacting the lender directly – you should do this in advance of when payment is due. The majority of lenders will charge the same levels of interest and fees as charged in your original loan – but you will need to check with the lender direct. Renewal may be dependent upon a number of factors including affordability checks. Non-payment can result in damaging your credit rating – contact your lender as soon as you are aware you may have difficulty in paying to reduce the chance of this happening.
Payday Loans Loan Collection Practice
Lenders will attempt to take payment using the bank details you provided on application – contact the lender directly if you feel you may not be able to meet the payment date in full. Non-payment may result in the lender passing your details to 3rd parties for the collection of debt.
Payday Loans Non Payment Implications
It is recommended that you pay on time – and inform the lender direct if you will be unable to do so. If you do not make a payment each lender will have its own penalty charges and interest charges that they may apply. Non-payment could result in debt agencies being contacted and your credit rating could be affected which may damage your ability to borrow in the future. Pay day Loans
Top 10 Finance Ltd Payday Loans is authorised and regulated by the Financial Conduct Authority.
CCL: 657619/1 DPA: No: Z2861884. © 2014 - All Rights Reserved.
Top 10 Finance Ltd 10 Margaret Street London w1w 8RL.
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